Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     


Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
Acorn Financial Services
290 West Mount Pleasant Avenue
Suite 3100
Livingston, NJ 07039
Phone: 973-716-7583 Fax: 973-994-2986
rlecky@acornfs.com


ACORN FINANCIAL SERVICES IS INDEPENDENT OF JOHN HANCOCK LIFE INSURANCE COMPANY AND SIGNATOR INVESTORS, INC.

290 West Mount Pleasant Avenue , Suite 3100 - Livingston, NJ 07039 - 973-994-0100

We are licensed to sell Insurance Products in the following states:
Illinois, New Jersey.

We are registered to sell Securities in the following states:
Florida, Illinois, New Jersey, New York.

Offering John Hancock insurance products.
Securities and Investment Advisory Services offered through Signator Investors, Inc.,
Member FINRA, SIPC, a Registered Investment Advisor.

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